Family
How much life insurance does a successful family need?
The right answer is almost never a round number. I start with three obligations most successful families are quietly carrying.
— Laura
Forthcoming
From the Advisor's Desk
Notes from Laura.
Occasional writing from our office — short, first-person, and free of jargon. Meant for clients and friends of the practice.
Business
When should business owners review their life insurance?
Ownership changes, growth milestones, and new agreements are the moments that quietly change what a business owner needs.
— Laura
Forthcoming
Retirement Income
What role can annuities play in retirement income?
Before you commit to an annuity, there are four questions I ask every client to sit with. None of them is about the rate.
— Laura
Legacy
How can life insurance support legacy planning?
When clients ask how to transfer what they've built with intention, I begin with three questions about purpose, timing, and coordination with counsel.
— Laura
Forthcoming
Long-Term Care
When should you consider long-term care coverage?
The window for good options is wider than people think — and it closes more quietly than they expect.
— Laura
Forthcoming
Healthcare
What happens to health insurance when you leave an employer?
A short reference for people between jobs, in early retirement, or navigating the years before Medicare.
— Laura
Forthcoming
Business
What should business owners know about key person insurance?
The value of a business often rests on a small number of people. Here is how I frame the conversation with owners.
— Laura
Forthcoming
Continuity
How often should insurance policies be reviewed?
Annually is the short answer. Here is what a proper review actually looks like — and what it tends to surface.
— Laura
Forthcoming
Family
Common mistakes people make when naming beneficiaries
Some of the most avoidable estate problems I see begin with a beneficiary form that hasn't been looked at in years.
— Laura
Forthcoming
Have a question you'd like written about?